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Sunday, April 15, 2007
tourism development in india
tourism in india, is developing, and i guess, its time we take pains in keeping up with the international standars specially when it comes to clealiness, a boat tour around the city would make you realise the kind od polluted water, here. no proper safety standards,and there is an very hypoctitical effort by the governament of india in educating the common man not to draw your names on the walls,but, please more than that what you need is a cleaner, india, a india by which we can walk throug the road safe without any stinking smell and roads with proper drainage systems,all tourism identified places should be under stick vigil of local police and people, we see loads of beer bottles and other used wrappers etc on the road, of theese tourism identified places, so please make sure, we have waste bin, at every 20 mtrs atleast so that there is no littering happening, let save and make our country a great one, its not that we cannot, its not that people will not cooperate, just that we should take effots to make it clean,let the first steps of this long journery start with us, for a clean, welcoming india, lets make it cleanliness is next to godliness, the way to go.
Sunday, April 15, 2007
tourism development in india
tourism in india, is developing, and i guess, its time we take pains in keeping up with the international standars specially when it comes to clealiness, a boat tour around the city would make you realise the kind od polluted water, here. no proper safety standards,and there is an very hypoctitical effort by the governament of india in educating the common man not to draw your names on the walls,but, please more than that what you need is a cleaner, india, a india by which we can walk throug the road safe without any stinking smell and roads with proper drainage systems,all tourism identified places should be under stick vigil of local police and people, we see loads of beer bottles and other used wrappers etc on the road, of theese tourism identified places, so please make sure, we have waste bin, at every 20 mtrs atleast so that there is no littering happening, let save and make our country a great one, its not that we cannot, its not that people will not cooperate, just that we should take effots to make it clean,let the first steps of this long journery start with us, for a clean, welcoming india, lets make it cleanliness is next to godliness, the way to go.
Tuesday, January 23, 2007
India educational loans application and eligibility.
Banking and loans in India, this is specific to nationalized banks in India which include SBI group, Syndicate, Central Bank of India to name a few. Not very different for banks like icici and hdfc likes.
You are salaried, self employed, retired be it any thing as far as eligibility is concerned, all banks are very innovative in selling products in their own unique ways,
Apply for a loan be it educational they say no collateral needed but that is under conditions like,
You should be an account holder of the bank for past 20 yrs and your minimum average balance should have been at least 50,000 all through the time,
Else the student should be getting 99.9 % from standard 1 to standard 12 in all the subject.
The college that he or she, apply should issue a certificate telling that they are very impressed by this student,
The guarantor or the dean of the present college should sign 28 times in various papers.
Another 2 person know to the bank who has an account with the bank should show their asset and liability statement to the bank.
After completion of the course the student should get a job in 6 months with the specified salary and pay with 14% interest till the closure of loan.
The guarantor should not close the account or withdraw all the amounts from the bank till he/she (whom he has stood as guarantor) has cleared all the loans.
A conduct certificate from the school and the college where the student have completed her studies.
A relationship certificate.
Proof of fathers income. And tax returns. Proof of other sources of income if any, attested by an legal officer.
350 paper of photocopy.
The institute should be affiliated to UGC, AICTE, NCERT and approved by the government of India.
See how easy is it to get loans in India.
And wondering what is bank doing to make huge corporate with their unpaid balances. NPA. Etc,
Wait for my next article “ the banking tragedies in India” Hisham Kabir
You are salaried, self employed, retired be it any thing as far as eligibility is concerned, all banks are very innovative in selling products in their own unique ways,
Apply for a loan be it educational they say no collateral needed but that is under conditions like,
You should be an account holder of the bank for past 20 yrs and your minimum average balance should have been at least 50,000 all through the time,
Else the student should be getting 99.9 % from standard 1 to standard 12 in all the subject.
The college that he or she, apply should issue a certificate telling that they are very impressed by this student,
The guarantor or the dean of the present college should sign 28 times in various papers.
Another 2 person know to the bank who has an account with the bank should show their asset and liability statement to the bank.
After completion of the course the student should get a job in 6 months with the specified salary and pay with 14% interest till the closure of loan.
The guarantor should not close the account or withdraw all the amounts from the bank till he/she (whom he has stood as guarantor) has cleared all the loans.
A conduct certificate from the school and the college where the student have completed her studies.
A relationship certificate.
Proof of fathers income. And tax returns. Proof of other sources of income if any, attested by an legal officer.
350 paper of photocopy.
The institute should be affiliated to UGC, AICTE, NCERT and approved by the government of India.
See how easy is it to get loans in India.
And wondering what is bank doing to make huge corporate with their unpaid balances. NPA. Etc,
Wait for my next article “ the banking tragedies in India” Hisham Kabir
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